Terry R. O’Neill founded his financial services enterprise in 1978, over four decades ago, specializing in the engineering of corporate employee benefit planning, executive benefit planning, and business succession planning for organizations. The enterprise designed comprehensive financial and wealth creation strategies, developed estate and retirement planning concepts along with  multi-generational estate and wealth conservation strategies for families and individuals. He monetized the firm in 2017.

Over those four decades, Mr. O’Neill served on four major financial association boards: 3 domestic and 1 international. In addition, he was nominated to be an advisor to the Federal Open Market Committee, was an advisor to the Small Business Council of America, was an Associate Member of the Milken Institute and formerly a Member of Roubini Global Economics. Mr. O’Neill has advised two California Governors on economic and business issues. He has served on committees that have advised the U. S. Treasury and Congress on numerous financial topics. 

He authored The Life Insurance Kit (1993: Dearborn Financial Publishing, Inc.), and has written for numerous publications in the financial industry including Financial Services Week, Employee Benefit Plan Review and The National Underwriter. Mr. O’Neill has appeared frequently as a guest on television and radio to discuss the economic ramifications of issues in healthcare, employee benefits and retirement planning and was profiled in Leadership Magazine and the Orange County Register. He has spoken regularly on economic and financial topics at national conferences. 

For almost 40 years, Terry developed a “Financial and Econometric Science” and a high comfort level interacting with some of the world’s most interesting and influential people.

Since 2017, Mr. O’Neill has been working on special economic and financial consulting projects in an independent fiduciary capacity. The majority of his time is devoted to the Institute for the Study of Global Economics and Finance which he founded in 2015. The Institute focuses on the democratization of global economic information and advancing the frontiers of economic thought.

In 2023 and beyond, Mr. O’Neill will be focused exclusively on mentoring and consultative guidance for individuals and business owners, defining and refining their short-, medium-, and long-range financial goals and objectives…with the enlightened perspective for an eternal significance and a Theocentric Eleemosynary Worldview.